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Hey Doc, I Will Pay You $50 for that surgery – Money Maneuver #3 – Negotiate

English: Spending on U.S. healthcare as a perc...

English: Spending on U.S. healthcare as a percentage of gross domestic product (GDP). (Photo credit: Wikipedia)

Negotiate Lower Medical Bills According to the Independent Living Newsletter, “A Harris poll found that 61% of patients who negotiated with a doctor ended up with a lower fee. But the same survey found that only 12% of people have ever tried to negotiate.” This can work with hospitals too. They give an example of a woman who was in a car accident and ran up $28,000 in medical bills, which she negotiated down to less than half of that amount. Try for as much of a discount as you think you might get, but at least aim for a final price that is no more than the Medicare rate–the doctor or hospital gets that amount from you without all the Medicare paperwork, after all. If you are planning treatment ahead of time, ask your doctor for the CPT or “Current Procedural Terminology” for your procedure.

Then go online to

Use the CPT code to see what the fair price is based on the actual cost of the procedure.

At that point you can call doctors and offer cash for this lower rate.


About VetBlogger

Veteran of the Persian Gulf war, husband 17 years, and father to 3 amazing children.

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